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Consumer-Driven Healthcare: Essential Points and Players

Consumer-Driven Healthcare: Essential Points and Players


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Susan F. Childs, FACMPE
The most representative definition of the “consumer- driven patient� is literally one that has open access to all providers, no longer selecting a physician solely from a list of “preferred providers.� Consumer-driven healthcare is most often associated with a health savings account (HSA) but can also have a high-deductible plan without the benefit of an accompanying HSA. It is not uncommon to see deductibles in the thousands, arguably deeming this as “under-insured� or even “self-pay� in some situations or specialties.