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Don't Lose Your Home in a Lawsuit . . . or Waste the Equity

Don't Lose Your Home in a Lawsuit . . . or Waste the Equity


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by David B. Mandell, J.D., M.B.A.
Like most of us, a physician?s home constitutes a major asset. Under normal circumstances, it is subject to attachment by creditors in a malpractice judgment or in any other litigation settlement that may exceed the limits of insurance coverage. This article describes the author?s view of substandard options to shield a home from creditors. While some of theses techniques have validity for certain planning purposes, they do not provide the optimal protection that physicians may desire. The author then proposes strategies that may be suitable for many individuals.